Carden Finance provides tailored commercial finance solutions, leveraging over a decade of experience to support growing businesses. We work closely with banks to access unadvertised deals and negotiate case-by-case terms. With personal commitment behind the brand, we’re here for the long term—to understand your goals, structure the right finance, and grow together. Let’s start the conversation.
Carden Finance specialises in securing tailored finance solutions for medical and professional services businesses. We know which banks offer the best deals and structures for your profession, and we streamline the process to save you time. With expert advice and access to exclusive offers, we ensure you get the right finance outcome, efficiently and effectively.
Carden Finance offers expert guidance for all your residential finance needs—whether you’re buying, refinancing, renovating, or investing. With access to exclusive bank deals and personalised support, we tailor each solution to suit your goals. We’re here to simplify the process, prioritise your interests, and support you throughout your financial journey. Reach out today — there’s everything to gain.
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Find quick answers to common finance questions. Explore our FAQs below, and visit our full FAQ page for more details.
Commission from lenders – In most cases, we are paid directly by the bank when a loan is successfully settled. This includes an upfront commission based on a percentage of the loan amount, as well as an ongoing trailing commission for the life of the loan. This structure means our service is typically at no direct cost to you.
Advisory or success fees – In certain cases, we may charge an advisory fee, which could be a fixed amount, an hourly rate, or a success fee based on a proportion of the benefit received. These scenarios are less common and will always be discussed and agreed upon with you upfront.
Achieving the best-priced or most valuable deal depends on several factors, which can be grouped into five key categories:
While banks may offer direct pricing, they are ultimately focused on their own interests. A skilled broker works for you, leveraging their knowledge and lender relationships to ensure you receive the most competitive terms available.
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At Carden Finance, we offer more than straightforward transaction structuring and negotiating competitive financing solutions—we provide strategic advantages that enhance your financial position over the long term:
By working with Carden Finance, you gain a trusted partner dedicated to securing the best financial outcomes for your business while providing valuable insights and strategic guidance along the way.
At Carden Finance, our commitment to clients extends well beyond deal completion. We maintain an ongoing relationship through quarterly on-site meetings, ensuring we continuously refine our understanding of your business, goals, and management approach. Acting as a strategic sounding board, we provide insights and guidance on early-stage ideas, helping you plan and position your business for future opportunities. Our proactive engagement ensures you remain abreast of the changing pulse of the finance industry and are well-prepared for your next move.
Our role extends beyond simply sourcing finance—we act as strategic advisors, ensuring you secure the right funding solution that aligns with your business objectives. We begin by gaining a deep understanding of your financial position, business story, and immediate borrowing requirements. From there, we structure a compelling funding proposal, leveraging our industry expertise and lender relationships to present your opportunity effectively.
Our approach follows a competitive tender-style process, where we engage with a curated selection of lenders to gauge appetite, pricing, and terms. Based on initial feedback, we refine the approach and submit a formal application to shortlisted funders, who undertake credit assessments and provide preliminary offers.
Once we present these offers, we guide you through the selection process, ensuring transparency and alignment with your strategic needs. Upon finalising the preferred funding option, we facilitate introductions to the lender, negotiate final terms, and assist in managing the transaction through to settlement.
By combining deep market insights, a rigorous funding process, and strong lender relationships, we maximise competition among financiers, delivering optimal funding outcomes with efficiency and confidence.
Whether you’re seeking commercial finance, residential lending or medical and professional services funding, we’re here to help. Get in touch today to discuss options and find the right solution for you.
